Is this the year you’ll buy that new car? If so, you’ll have many factors to consider as you look at the various options in brand, make and model. Two of the largest decisions you will need to make relate to fuel economy and safety. Many say that they are mutually exclusive. If that is so, then what will be your priority?
Fuel Economy
In this economic climate, fuel efficiency is important. For a long time, we have known that the lighter and smaller a vehicle, the better the fuel economy. But how do the smaller vehicles fare when you consider insurance rates?
See more about this in “When it Comes to Auto Insurance – Size Matters!”
Vehicle Safety
Then there is the safety issue. It is fairly well known that, in a collision, it is the larger, heavier vehicle that protects its occupants best. This has always been an argument among those who favor SUVs.
Read more about this in “When Buying a Car – Safety Matters”.
So what should you do? Do you choose the smaller, lighter vehicle for fuel economy? Or do you choose the larger, heavier vehicle because of the added safety value?
What if you could have both? It turns out that you might.
Vehicles Can be Both Green and Safe
New research done by the Highway Loss Data Institute (HLDI), an affiliate of the Insurance Institute for Highway Safety (IIHS), shows that today’s new hybrid models – those offering you both gasoline power and electric power – are safer than their conventional counterparts, if all other things are equal.
For more details, read “Hybrid Vehicles Also Have the Safety Edge”.
When you have completed your research and compiled your short list of makes/models that meet your needs, it is wise to check with your insurance agent to discuss insurance rates before you purchase that new car.
Here at the Daniel Howley Insurance Agency in Rockville, MD , we are always glad to sit down with you to help you examine your auto insurance options so that you can be confident that you will have the best insurance rates going forward. So why not contact us today.
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