Friday, 02 December 2016 17:35
There is no doubt that winter is upon us. We try to stay warm while arctic blasts bring freezing temperatures to the region along with severe cold weather and even some snowfall resulting in icy conditions from melting and freezing. Such extreme weather can damage homes, and one major risk is frozen water pipes.
Even if you didn’t take steps to protect your pipes before winter set in by applying heat trace tape and insulation, draining hoses and outdoor pipes, sealing cracks, etc, there are still things you can do to try to prevent frozen water pipes in your home. This article from ErieSense.com (February, 2014) offers advice to help during this severe winter weather. See: “I didn’t freeze proof: can I still protect pipes?”
The Insurance Institute for Business and Home Safety offers the following tips to keep in mind when it comes to frozen pipes.
If, despite your best efforts, your pipes freeze, the Insurance Information Institute offers this advice:
The Insurance Information Institute tells us that standard homeowners policies will usually cover most of the kinds of damage that result from a freeze. For example, if house pipes freeze and burst or if ice forms in gutters and causes water to back up under roof shingles and seep into the house. You would also typically be covered if the weight of snow or ice damages your house. They advise checking with your agent or company so you’ll be sure what your policy covers.
Here at the Daniel Howley Insurance Agency, we are always glad to assist you when you have insurance questions or wish to discuss your insurance coverage. Why not contact our office at your convenience or arrange for a no-obligation policy review right here online?